WHAT WE DO
Local Payment Processing. Proven Since 1996.
For more than 30 years, USB Payment Processing has helped Maryland businesses accept payments, reduce processing costs, and find payment technology that fits the way they operate.
Founded in Baltimore in 1996 and now headquartered in Towson, Maryland, USB was built around a simple idea: local businesses deserve competitive payment processing rates, reliable technology, and customer service from people they can actually reach.
Today, we continue that mission by providing merchant services, credit card processing, point-of-sale solutions, online payment technology, mobile processing, and customized payment solutions to businesses throughout Maryland and the Mid-Atlantic region.
For more than 30 years, USB Payment Processing has helped Maryland businesses accept payments, reduce processing costs, and find payment technology that fits the way they operate.
Founded in Baltimore in 1996 and now headquartered in Towson, Maryland, USB was built around a simple idea: local businesses deserve competitive payment processing rates, reliable technology, and customer service from people they can actually reach.
Today, we continue that mission by providing merchant services, credit card processing, point-of-sale solutions, online payment technology, mobile processing, and customized payment solutions to businesses throughout Maryland and the Mid-Atlantic region.
Maryland Merchant Services With a Local Team Behind Them
Payment processing is more than running a credit card.
The right payment solution can help a business improve checkout, simplify billing, manage transactions, reduce unnecessary processing costs, and create a better experience for its customers.
That’s why USB takes the time to understand how each business operates before recommending a solution.
Whether you accept payments at a retail counter, inside a restaurant, online, through an invoice, at a customer’s location, or across multiple locations, our team can help build a payment-processing setup around your business.
Industries we serve
Since 1996 we've built payment solutions for local businesses across the Mid-Atlantic. A few of the industries we work with every day:
- Restaurants Tableside, takeout, and tip-adjust processing built for service.
- Retail businesses Countertop terminals and POS systems that keep lines moving.
- Medical practices Secure patient payments, recurring billing, and card-on-file.
- Home-service companies Take payment at the job site from a phone or tablet.
- Professional services Invoice, sync to QuickBooks, and get paid without the chasing.
- Nonprofit organizations Donation processing at rates that leave more for the mission.
- E-commerce businesses Gateways, shopping-cart integrations, and fraud protection.
- B2B companies Level II and III data, ACH, and PCI-compliant card handling.
From payment terminals and point-of-sale systems to e-commerce gateways, mobile payments, recurring billing, QuickBooks integrations, and PCI-compliant technology, USB helps businesses make accepting payments simpler.
WHAT WE'VE ACHIEVED
- Served over 10,000 clients in the Mid-Atlantic region
- Received 60+ awards for superior service
- Saved our clients nearly one million dollars in processing fees
- Better Business Bureau A+ Rating
With low monthly fees, extremely competitive rates and custom solutions tailored just for your business, choosing USB was an easy decision. We’ve saved hundreds of dollars since making the switch and have been enthralled by the friendly, helpful support that can only be found from a locally owned and operated company.
John Richardson
Restaurant Owner (Baltimore, MD)
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