When we say we're a longtime local company, we really mean it.

USB’s history dates back to 1996 when our two founders got together to start a company that would help local businesses get the best service & lowest rates in the credit card processing industry. With this goal in mind, USB established its headquarters in Baltimore and currently operates in Towson, Maryland.

Our sales and service team has over 200 years of experience at USB. Today, we are proud to expand on our legacy by providing state-of-the-art technology, an unparalleled level of customer service and support to the businesses of this community.


We share a passion for winning and serving the financial needs of individuals, corporate clients, and institutional investors.

We work together and we strive to be consistent and straightforward in our interactions. We embrace the power of our people.

We are aware that our decisions and actions affect people’s lives every day. We hold ourselves accountable and will always go the extra mile to do things right.

We are committed to helping each other achieve our potential in order to build a better future for ourselves and our merchants. 

  • Served over 10,000 clients in the Mid-Atlantic region
  • Received 60+ awards for superior service
  • Saved our clients nearly one million dollars in processing fees
  • Better Business Bureau A+ Rating

With low monthly fees, extremely competitive rates and custom solutions tailored just for your business, choosing USB was an easy decision. We’ve saved hundreds of dollars since making the switch and have been enthralled by the friendly, helpful support that can only be found from a locally owned and operated company.

John Richardson

Restaurant Owner (Baltimore, MD)

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