Hey there, small business owner! The holiday season is here, and while it’s the most wonderful time of the year for sales, it’s also prime time for fraudsters. At USB, we’ve been working with small businesses in Baltimore and across Maryland for years, so we know how crazy this time can get. Fraud isn’t just […]
How to Protect Your Small Business from Fraud This Holiday Season Read More »
Hey there, Baltimore business owners! Let’s talk about something we know is a bit of a buzzkill: payment fraud and protecting your business from it! Not exactly what you want to think about, right? But here’s the thing. A recent J.D. Power survey found that people under 40 are getting hit with card fraud way
Running an online store is exciting—you can reach customers all over, whether they’re in Maryland or across the country! Maybe you’re shipping crab cakes to California or sending custom gifts beyond Chesapeake Bay. But here’s the thing: while you’re expanding, you’re also opening the door for ecommerce fraud. Scammers don’t care whether you’re a big
Your Maryland Business May Be the Target of Ecommerce Fraud Read More »
As a small business owner, you’re used to juggling multiple roles—owner, manager, marketer, and sometimes even janitor—all before lunchtime. Running a business isn’t just a job; it’s a constant balancing act, and right now, the scales are tipping under the weight of rising costs. Inflation is squeezing profit margins, increasing operational expenses, and making it
How Small Business Owners Can Navigate Inflation and Stay Afloat Read More »
Growing Maryland Local Businesses with a Point-Of-Sale System It’s important to be an active participant in growing Maryland local businesses while continuing to capitalize on technological opportunities. When one of us thrives, we all thrive. USB Payment Processing has been helping local businesses in Maryland since 1996! We understand that technological advancements have allowed businesses
Growing Maryland Local Businesses with a Point-Of-Sale System Read More »
Whether it’s your first time talking to a payment processing sales representative or your fifth, we know that payment processing jargon can become overwhelming and confusing. Especially when you are a new business looking to find your footing. But dont worry, we will help you navigate this landscape so that you have a comprehensive understanding
A New Business Talking To Merchant Services Read More »
In today’s marketplace, there are a variety of different avenues your business can take to prosper and grow. These strategies often come from a customer acquisition approach, where you are looking to gain new prospective customers. A big one that is often overlooked though is customer retention, where you are looking to keep your current
Choosing Customer Retention Over Customer Acquisition Read More »
Credit card surcharging is a system that was prohibited by MasterCard and VISA until 2013 and is still not legal in every state. Surcharging is when the merchant passes along the credit card transaction fee to the consumer at the time of sale, not to be mistaken with debit card transactions. Its purpose is to
Is Credit Card Surcharging Right for Your Business? Read More »
By: Yuri Bambalan <YBambalan@usbne.com> In today’s fast-paced business landscape, choosing the right merchant provider is crucial for the success and growth of your business. Whether you’re an established business owner or a successful entrepreneur, selecting a reliable and efficient merchant provider can and will significantly impact your business. You’ll be able to process payments smoothly,
Optimize Your Business With Your Merchant Provider Read More »
