USBNE

Credit Card Processing

How to Lower Credit Card Processing Fees with Interchange Optimization

Interchange Optimization: Lower Processing Fees for Your Business Credit card processing fees can quietly eat away at your profit margins. Many business owners accept these costs as unavoidable; however, that isn’t the case. With interchange optimization, you can qualify transactions for the lowest possible rates, reduce expenses, and keep more profit in your pocket. What […]

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Top 5 Payment Scams Targeting Maryland Businesses Right Now (and How to Stay Protected)

Top 5 Payment Scams Targeting Maryland Businesses Right Now (and How to Stay Protected)   Payment scams targeting Maryland businesses are more common than ever in 2025. This article reveals the top threats and how your business can stay protected. As of June 2025, Maryland businesses are increasingly vulnerable to sophisticated payment fraud. In 2024

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surcharging, cash discounting, credit card fees, payment processing, checkout discount

Understanding Surcharging, Cash Discounting, and Dual Pricing: A Guide for Business Owners

Surcharging vs. Cash Discounting: What’s the Best Way to Manage Credit Card Fees? Surcharging vs. cash discounting is a critical choice for businesses looking to offset growing credit card processing fees. With more customers paying by card than ever before, understanding how these two strategies work—and when to use each—can help your business reduce costs,

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What to Know About Tap to Pay: The Future of Payments for Your Business

What to Know About Tap to Pay: The Future of Payments for Your Business In today’s fast-paced world, customers expect quick, easy, and secure payment options. That’s why Tap to Pay, also known as contactless payment, is quickly becoming a must-have for businesses. If you’re wondering how it works, why it matters, and how to

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Why You Should Choose a Local Payment Processor Over a Big Bank

Why Choose Local Payment Processing Over Big Banks? As a small business owner in Maryland, deciding between a local payment processor and a large bank for your payment needs can be daunting. Each choice comes with its own set of advantages, and understanding these options can help you determine what’s best for your business. Local

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protecting your business from payment fraud

Protect Your Baltimore Business from Payment Fraud: Secure, Local Merchant Services Solutions

Hey there, Baltimore business owners! Let’s talk about something we know is a bit of a buzzkill: payment fraud and protecting your business from it! Not exactly what you want to think about, right? But here’s the thing. A recent J.D. Power survey found that people under 40 are getting hit with card fraud way

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